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Do You Need Coverage?
In most states, carrying standard auto insurance coverage for farm vehicles is optional. But, insuring your farm vehicles is a smart idea: it protects you, your farm and the people who count on you... because accidents do happen. The type of coverage you’ll need depends on how the vehicle is used.
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Insurance Designed for Farm Vehicles
Vehicles used primarily for farming or ranching such as pickup trucks, vans, farm truck tractors, farm trucks (weighing 1 ton or more) and trailers are eligible for coverage – if your personal vehicle insurance is also with us. We can even insure your cargo and special mounted equipment.
Farm Vehicle Insurance for Trucks, Trailers, Tractors and More
A Farm Bureau agent will work with you to determine the coverage, deductibles and limits that work best for you and your farm operation:
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Bodily Injury Liability
Coverage protects your operation if someone is injured or killed by your farm or ranch vehicle.
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Property Damage Liability
Covers damage to someone else’s property caused by your farm or ranch vehicle.
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Medical or No-Fault Coverage
Varies by state. See your agent for details.
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Comprehensive
Coverage pays for damage due to causes other than collision — fire, theft, wind, hail, riot or civil commotion, and/or vandalism and malicious mischief.
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Collision
Coverage pays for damage to your farm vehicle or trailer caused by accidental collision or overturning.
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Uninsured and Underinsured
Coverage protects you and your passengers from bodily injury caused by other drivers without adequate auto insurance.
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Farm Bureau Member's Choice
You’ll save time and money when you bundle your car and home insurance with us. Plus, you’ll have the convenience of one policy, one premium and just one deductible for all your covered possessions. Email me to learn more about our Farm Bureau Member’s Choice policy.
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Continued In-Force Credit
Client/members who continue to renew their Farm Bureau Member's Choice policies are rewarded with loyalty credit.
